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NCAAB

Charlotte vs Indiana State Prediction, Odds & Live Score

Final · CLT 78–70 INST · Mon, Nov 2, 2026, 7:00 PM ET

Next Charlotte vs Indiana State prediction →

← Today's Edges
NCAAB•FINALSilver Edge
CLT

Charlotte

78

:
INST

Indiana State

70

Score by half

TeamH1H2T
CLT275178
INST304070

Win Probability

Moneyline

CLT

-206

58.4% win prob

EV -6.6%

Polymarket

Moneyline

INST

+195

41.6% win prob

EV +11.4%

theScore Bet

Probability Explorer— drag to explore lines

Point SpreadCLT -3.5
34.53.25-28
CLT Cover
48.7%
no odds at this line
INST Cover
51.3%
no odds at this line
Total (Over/Under)O/U 152.5
112.5155.75199
Over Cover
46.5%
EV -5.6%
-110BetMGM ↗
Under Cover
53.5%
EV +1.1%
-110BetMGM ↗

1st Half

AccuScore's simulation of the first half, priced against the books' 1st-half lines.

Leads at the half

54.0%CLT
Tied 4.4%
INST41.6%
1st Half SpreadCLT -1.5
211-19
CLT Cover
49.5%
no odds at this line
INST Cover
50.5%
no odds at this line
1st Half Total (Over/Under)1H O/U 72
527292
Over Cover
48.9%
no odds at this line
Under Cover
47.3%
no odds at this line
Push 3.8% — stake returned if it lands exactly on the total

Player Props

INST CLT
Sort:

Odds Comparison

Moneyline

BookINSTEVCLTEV
DraftKings ↗+185+9.3%-225-7.8%
FanDuel ↗+188+9.9%-230-8.1%
BetMGM ↗+190+10.3%-235-8.4%
Caesars ↗+185+9.3%-225-7.8%
theScore Bet ↗+195+11.4%-230-8.1%

Total (O/U)

BookLineOverEV (O)UnderEV (U)
DraftKings ↗152.5-110-5.6%-110+1.1%
FanDuel ↗152.5-114-6.4%-106+2.0%
BetMGM ↗152.5-110-5.6%-110+1.1%
Caesars ↗152.5-110-5.6%-110+1.1%
theScore Bet ↗152.5-110-5.6%-110+1.1%

Betting Splits

Share of bets (grey) and of money (green) on each side, per source. Sportsbook figures count tickets; Polymarket counts traders and Kalshi counts trades. Sources are shown separately, never averaged.

Moneyline
Sportsbooks
CLT
89% · 87%
INST
11% · 13%
Money on CLT down 9 pts since the first reading
Spread
Sportsbooks
CLT
56% · 80%
INST
44% · 20%
Total
Sportsbooks
Over
43% · 43%
Under
57% · 57%

Where to Bet

silver
INST ML+11.4% EV

Win probability: 41.6%

theScore Bet
+195Bet →
BetMGM
+190Bet →
Fanatics
+190Bet →
Hard Rock Bet
+190Bet →
betPARX
+188Bet →

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AccuScore's simulation makes Charlotte 58% to beat Indiana State (42%). Final score: Charlotte 78, Indiana State 70.

Projection updated Nov 4, 8:12 AM ET

Who will win Charlotte vs Indiana State?

AccuScore's simulation makes Charlotte the more likely winner at 58%. The game finished Charlotte 78, Indiana State 70.

Will Indiana State beat Charlotte?

AccuScore's simulation gives Indiana State a 42% chance of beating Charlotte, against 58% for Charlotte. It finished Indiana State 70, Charlotte 78.

Every Charlotte vs Indiana State meeting →Charlotte predictions & record →Indiana State predictions & record →

Season outlook

Charlotte (1-0 so far) project to finish 15.1–15.9 and make the NCAA Tournament in 6% of AccuScore's simulated seasons.

Indiana State (0-1 so far) project to finish 11.3–16.7 and make the NCAA Tournament in 5% of AccuScore's simulated seasons.

TeamProjected recordConference titlePlayoffs
Charlotte15.1–15.93%6%
Indiana State11.3–16.73%5%

From AccuScore's daily simulation of the rest of the season. Every NCAAB team's projection →